Posted by & filed under Economic Analysis, Financial Planning, Governments & Regulators, Growth & Valuation, Market Analysis, Personal Finance.

Description: Funny (or sad, depending on how you look at it) short story from this past week that will inspire you to (hopefully) scrutinize your portfolio as we head into 2022.

Source: Yahoo.Finance – video report

Date: Oct 11, 2021

Link: https://finance.yahoo.com/news/inflation-is-here-its-ugly-it-stings-but-it-could-make-you-money-morning-brief-091043620.html

Questions for discussion:

  • Summarize the analysis presented in this report.
  • How does inflation affect the stock market?
  • What would you advise investors do at this time?

Posted by & filed under Economic Analysis, Financial analysis, Growth & Valuation, Market Analysis, Personal Finance.

Description: Sure, winning the Nobel Prize in economics may be one of the crowning achievements of David Card’s storied career.

Source: NPR.org

Date: Oct 12, 2021

Link: https://www.npr.org/sections/money/2021/10/12/1045152279/a-nobel-prize-for-a-revolution-in-economics

Questions for discussion:

  • What is the essence of the revolution, as explained in this report?
  • What are some other tests you would want to see carried out that would help guide investing?

Posted by & filed under Company Analysis, Financial analysis, Growth & Valuation, Industry Analysis, Management Issues.

Description: Southwest Airlines canceled 87 flights, or 2% of its schedule, on Tuesday, a sign the carrier is stabilizing its operation after chaos over the weekend disrupted the travel plans of tens of thousands of customers.

Source: CNBC.com – video report

Date: Oct 12, 2021

Link: https://www.cnbc.com/2021/10/12/southwest-airlines-reduces-cancellations-after-mass-cancellations-from-staffing-shortage.html

Questions for discussion:

  • What happened at the airline to cause the stock price to fall?
  • Do you think this drop presents an opportunity for investors?

Posted by & filed under Company Analysis, Financial analysis, Financial Planning, Growth & Valuation, Industry Analysis.

Description: Dorel Industries Inc. is selling its sports division to Dutch transportation conglomerate Pon Holdings B.V. for US$810 million as the Montreal-based company looks to reduce its debt load.

Source: BNNBloomberg.ca – video report

Date: Oct 12, 2021

Link: https://www.bnnbloomberg.ca/dorel-selling-bicycle-business-for-us-810m-shares-soar-1.1665168

Questions for discussion:

  • Explain why this sale by the firm makes sense as a defensive maneuver against takeover actions by other firms.
  • Why is it a good decision for the buyers?

Posted by & filed under Company Analysis, Governments & Regulators, Growth & Valuation, Industry Analysis, Management Issues.

Description: WASHINGTON, D.C. — Americans’ trust in the media to report the news fully, accurately and fairly has edged down four percentage points since last year to 36%, making this year’s reading the second lowest in Gallup’s trend.

Source: Gallup.com

Date: Oct 07, 2021

Link: https://news.gallup.com/poll/355526/americans-trust-media-dips-second-lowest-record.aspx

Questions for discussion:

  • Summarize and explain the concerns with the key items in the report.
  • What does this mean for managers in the industry and related businesses who make use of the media for advertising and communications with consumers?
  • What should the industry do?
  • What does this mean for investors?

Posted by & filed under Company Analysis, Economic Analysis, Governments & Regulators, Growth & Valuation, Industry Analysis.

Description: Methane is a major contributor to global heating, and cows produce a lot of it. There may, however, be a way to reduce all that gas: seaweed.

Source: CNBC.com – video report

Date: Oct 12, 2021

Link: https://www.cnbc.com/2021/10/12/seaweed-could-help-cow-farts-contribute-less-to-climate-change.html

Questions for discussion:

  • What are the possible business opportunities related to this research?
  • How can Maine benefit from the sale of seaweed, as an “eco-friendly” product?

Posted by & filed under Personal Finance, Personal Finance 2e (Vickie Bajtelsmit).

This article talks about the importance of managing cash flows. Managing cash flow is not just important for small businesses but individuals as well. The article addresses the mixed blessing of Fintech’s impact on cash flow management. People with positive cash flows and financial savvy are using the financial tools to their advantage, whereas others are benefitting the bottom line of financial companies. The article also deals with 5 different strategies to manage one’s cash flow.

https://www.forbes.com/advisor/banking/cash-flow-and-personal-budget/

 

 

Multiple Choice Questions:

  • Cash flow management in recent years

Has become less complex

Has become more complex

Has become dependent on dollar bill transactions

Has relied less on technology and more on human interaction

 

A person who maintains a sizable checking or savings account is

  • Is more likely to set up auto bill payments
  • Less likely to set up auto bill payments
  • More likely to invest excess cash
  • Is more likely to worry about their cash flow
  • Maintaining cash flow

Is considered as important by many people as accomplishing a targeted goal

Is considered less glamorous than a targeted financial goal

Is likely to resonate more with people

Feels more tangible to many folks

  • Thoughtful, discretionary spending which is possible through managing a cash flow leads to

A person being more stressed about purchases

A person being more in control of their finances and much happier

A person feeling more confident, but realizing that they may not reach their long-term goals

A person feeling less motivated to fund their long-term goals since they are too busy managing their cash flows

  • The most important aspect of cash flow management plan is

To make sure that you have one

To make sure that it is realistic

To make sure that you are going to implement it

To make sure that you have all financial scenarios built into it.

 

Posted by & filed under Intro to Personal Finance (Grable & Palmer), Personal Finance.

This 10:17 second video highlights 3 steps, taking the time and money to upskill oneself, monetize the return on investment, and leverage technology to increase passive income. The video also mentions 7 ventures that people can undertake now in order to start a passive income stream. This video particularly ties in well with chapter 3 of the Grable and Palmer text which covers active and passive incomes.

 

Discussion Questions:

 

  1. Of the 3 steps mentioned in the video to increase your passive income, which step resonated with you the most and why?
  2. The video also mentioned 7 ventures you can undertake now to increase your passive incomes. Which one could you currently incorporate that you have not done so far?
  3. People should just focus on their current jobs and try to live within their means. Adding passive incomes is unrealistic and not necessary. Do you agree or disagree with this statement?

Posted by & filed under Company Analysis, Financial analysis, Growth & Valuation, Industry Analysis, Management Issues, Personal Finance.

Description: Nvidia stock is down 15% from the highs. Should investors buy the dip or wait for a deeper decline? Let’s look at the chart.

Source: The Street.com – video report

Date: Oct 6, 2021

Link: https://www.thestreet.com/investing/how-to-trade-nvidia-stock-after-decline-october-2021

Questions for discussion:

  • Summarize the analysis presented in this report.
  • Do you agree?

Posted by & filed under Company Analysis, Financial analysis, Financial Planning, Growth & Valuation, Industry Analysis, Management Issues, Market Analysis, Personal Finance.

Description: (Bloomberg) — Blackstone Inc. President Jon Gray said his $684 billion investment firm has been selling assets to take advantage of liquid markets.

Source: Yahoo.Finance.com/Bloomberg.com

Date: Oct 04, 2021

Link: https://finance.yahoo.com/news/blackstone-jon-gray-says-good-161656006.html

Questions for discussion:

  • What is Jon Gray doing with assets and why?
  • Do you agree with this line of thinking?
  • What would you advise investors do with their portfolios at this time?