Posted by & filed under Company Analysis, Governments & Regulators, Growth & Valuation, Industry Analysis, Personal Finance.

Description: More money chasing scarce ideas means that the prices paid for startups rise

​Source: Economist.com

Date: Apr 03, 2021

Link: https://www.economist.com/finance-and-economics/2021/03/31/what-the-enthusiasm-for-funding-startups-means-for-the-vc-world

Questions for discussion:

  • What does the article suggest might be happening in the VC world? Do you agree with this assessment?
  • How should investors regard the message in this article?

Posted by & filed under Company Analysis, Financial analysis, Governments & Regulators, Growth & Valuation, Industry Analysis, Management Issues, Personal Finance.

Description: Credit Suisse on Tuesday announced several high-level staff departures and proposed a cut to its dividend as it weighs heavy losses from the Archegos Capital saga.

Source: CNBC.com – video report

Date: Apr 06, 2021

Link: https://www.cnbc.com/2021/04/06/credit-suisse-cuts-dividend-on-hit-from-hedge-fund-scandal-investment-bank-head-and-chief-risk-officer-step-down.html

Questions for discussion:

  • Explain the fallout from this fiasco.
  • Do you think management did enough to prevent this from happening?
  • What would you advise the bank and other organizations facing similar risks?

Posted by & filed under Company Analysis, Financial analysis, Growth & Valuation, Industry Analysis, Personal Finance.

Description: New customers spent 144% more last year than they did in 2019, and that may be because there were more of them, judging by a new report from Alliant.

Source: MediaPost.com

Date: Apr 06, 2021

Link: https://www.mediapost.com/publications/article/362041/digital-boomerang-new-online-customers-drive-boos.html

Questions for discussion:

  • What do these numbers suggest about the online businesses serving the industry?
  • How would you expect investors to look at individual companies, from an investing point of view?

Posted by & filed under Company Analysis, Growth & Valuation, Industry Analysis, Personal Finance.

Description: Lightspeed POS Inc.  said Tuesday it’s rolling out its point-of-sales payment processing services in the U.K. and Europe, with the aim to help restaurants and retailers consolidate their online and brick-and-mortar sales systems.

Source: FinancialPost.ca

Date: Apr 06, 2021

Link: https://financialpost.com/technology/lightspeed-rolls-out-online-payment-processing-service-in-virus-hit-uk-and-europe-in-boost-for-continents-battered-restaurants

Questions for discussion:

  • How is the firm expanding?
  • Do you think the firm represents good growth potential to investors in this industry?
  • How important are partnerships and acquisitions for growth, in your opinion?

 

Posted by & filed under Company Analysis, Governments & Regulators, Growth & Valuation, Industry Analysis, Management Issues, Personal Finance.

Description: Social Finance, a nonprofit, is spreading a model in which training programs get paid if students get hired, not just if they enroll.

Source: NYTimes.com

Date: Apr 07, 2021

Link: https://www.nytimes.com/2021/04/07/business/job-training-thats-free-until-youre-hired-is-a-blueprint-for-biden.html

Questions for discussion:

  • What do you think of this nonprofit business model and Social Finance, in particular?
  • Is this a replacement for traditional education and training funding?
  • How would you market this program to governments, businesses and learners?
  • What fields of training would likely benefit most from this model?

Posted by & filed under Company Analysis, Growth & Valuation, Industry Analysis, Management Issues, Personal Finance.

Description: Learning to write persuasive letters in first grade, 7-year-old Kamryn Gardner wrote to Old Navy, asking them to put real pockets in girls’ jeans – and the retailer responded by sending her jeans with pockets! Joining TODAY live with her parents, Kamryn says “I was very excited … I thought it was a birthday present.”

Source: NBC.com – video report

Date: Apr 08, 2021

Link: https://www.today.com/video/meet-the-7-year-old-who-asked-old-navy-to-put-pockets-in-girls-jeans-109850693664

Questions for discussion:

  • What are the PR and other marketing benefits that derive from this story on national network television?
  • What does this story say about the management at Old Navy?
  • Do you think the publicity generated by this story can affect investors’ decisions about Old Navy?

Posted by & filed under Economic Analysis, Growth & Valuation, Industry Analysis, Market Analysis, Personal Finance.

Description: The nation’s economic growth is in for a boost in the second quarter, as parts of the economy most impacted by the pandemic reopen.

Source: CNBC.com – video report

Date: Apr 01, 2021

Link: https://www.cnbc.com/2021/04/01/economic-boom-in-the-second-quarter-a-boost-for-stocks.html

Questions for discussion:

  • What is the basis for this prediction?
  • Do you agree with the assessment?
  • What would you advise investors do if they agree?

Posted by & filed under Company Analysis, Financial analysis, Governments & Regulators, Growth & Valuation, Industry Analysis, Management Issues, Personal Finance.

Description: From his perch high above Midtown Manhattan, just across from Carnegie Hall, Bill Hwang was quietly building one of the world’s greatest fortunes.
Even on Wall Street, few ever noticed him — until suddenly, everyone did.

Source: Yahoo.Finance.com and Bloomberg.com

Date: Mar 30, 2021

Link: https://ca.finance.yahoo.com/news/one-world-greatest-hidden-fortunes-002617417.html

Questions for discussion:

  • Explain what happened.
  • What do you think regulators and investors should take away from this fiasco?

Posted by & filed under Company Analysis, Governments & Regulators, Growth & Valuation, Industry Analysis, Personal Finance.

Description: Times are flush for young tech companies like Stripe and Coinbase, which are having a moment as they upend the financial establishment.

Source: NYTimes.com

Date: Mar 30, 2021

Link: https://www.nytimes.com/2021/03/29/technology/fintech-startups-wall-street.html?

Questions for discussion:

  • Why are these fintech startups attracting so much capital and attention?
  • What does this portend for the banking industry, in your opinion?

Posted by & filed under Company Analysis, Governments & Regulators, Growth & Valuation, Industry Analysis, Personal Finance.

Description: Toronto-Dominion Bank Chief Executive Officer Bharat Masrani said he’s still interested in a major acquisition to add to the firm’s U.S. retail operations, and that he’s unfazed by the recent valuation surge for the regional lenders that would be his most likely targets.

​Source: BNNBloomberg.ca – video report

Date: Apr 01, 2021

Link: https://www.bnnbloomberg.ca/td-very-open-to-major-bank-deal-in-the-u-s-1.1585366

Questions for discussion:

  • Why does TD have more cash than would normally be expected?
  • Do you think the company will make a major acquisition or several smaller ones?
  • What are the pros and cons for these decisions?
  • Would you be a buyer of TD today?